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Instant tool · Updated 2026

Heat Pump Cost Calculator

Estimate your heat pump cost in under a minute. Pick your system type, home size, and the job — the calculator below adjusts the price live for your situation. Then talk to a licensed pro for an exact, no-obligation quote.

Interactive estimate

Build your heat pump estimate

Every choice updates the price instantly, with a clear equipment / labor / add-ons breakdown — no email required.

1

Which system?

2

System size by home

3

What’s the job?

4

Add-ons you’ll likely need

5

Where are you?

6

Timeline

Your estimate
$6,100$7,800

Installed price (parts + labor). Updated live.

  • Equipment (system)$5,200
  • Labor & installation$1,200
  • Add-ons$350
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Estimate only — refrigerant, ductwork, and local code can shift the final number. A pro confirms it on-site.

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National averages · 2026

Average heat pump costs

Installed price ranges across the US, before rebates. Open your city for a locally adjusted estimate.

  • Air-source heat pump$5,000 – $12,000+
  • Ductless mini-split heat pump$3,000 – $8,000
  • Cold-climate / dual-fuel$7,000 – $15,000+
  • Geothermal (reference)$15,000 – $35,000
  • Heat pump repair (per visit)$150 – $1,500

* Installed (equipment + labor), before the federal 25C credit or state/utility rebates. Permits and code upgrades may be added separately.

Behind the numbers

What affects your heat pump cost

1

Heat pump type

An air-source heat pump, a ductless mini-split, or a cold-climate / dual-fuel system each price differently based on how it heats and cools your home.

2

Size & zones

A bigger home or more zones needs more capacity and more indoor heads, which raises both the equipment and the install.

3

Ductwork

Using existing ducts keeps an air-source swap affordable. Ductless mini-splits skip ducts entirely but add an indoor head per zone.

4

Climate rating

Cold-climate and dual-fuel systems cost more but keep efficient heat down to low temperatures, which matters in northern states.

5

Rebates & credits

The federal 25C tax credit covers 30% of a qualifying heat pump (up to $2,000). State and utility rebates vary — your pro can confirm what applies.

6

Local labor

Labor rates swing by metro. The calculator anchors to national averages; your city page adjusts for local rates.

FAQ

Heat pump calculator FAQs

In 2026, an air-source heat pump runs about $5,000–$12,000+ installed, a ductless mini-split $3,000–$8,000, and a cold-climate or dual-fuel system $7,000–$15,000+. Geothermal is a different category at $15,000–$35,000. Use the calculator above and a pro confirms it on-site.

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